Why You Need Uninsured/Underinsured Motorist Coverage: A Cautionary Tale

Why You Need Uninsured/Underinsured Motorist Coverage:

A Cautionary Tale

Picture this: you're driving down the road, jamming to your favorite tunes, when all of a sudden, out of nowhere, a car slams into you. You're okay, but your car is wrecked. You exchange insurance information with the other driver, but then you get a sinking feeling when you see that their policy only covers up to $25,000 in damages. And that's not nearly enough to cover the cost of fixing your car.

This is where uninsured/underinsured motorist coverage comes in. It's like a superhero cape for your car, protecting you from the evil villains of the road who don't have enough insurance to cover the damages they cause.

But why do you need it, you might ask? Well, let me tell you a little story. Once upon a time, there was a man named Bob. Bob was driving down the road, minding his own business, when a car ran a red light and plowed into him. Bob was okay, but his car was totaled. The driver who hit him had insurance, but it only covered up to $25,000 in damages. And guess what? The cost of fixing Bob's car was $30,000. So Bob was stuck with a $5,000 bill and a serious case of the blues.

But if Bob had had uninsured/underinsured motorist coverage, he wouldn't have had to worry about a thing. His insurance would have kicked in and covered the rest of the cost of fixing his car, leaving him with nothing to worry about except what kind of music to listen to on his way to work.

So don't be like Bob. Call the Geary T. Newman Agency and let us help you find the best uninsured/underinsured motorist coverage at an affordable price. We'll make sure you're covered for any situation that might come your way, so you can hit the road with confidence and peace of mind.