Why do auto insurance rates go up?

Why do auto insurance rates go up?:

It's not just because of your terrible driving

We all know that sinking feeling when we get our auto insurance renewal notice and see that the rates have gone up. You might be tempted to blame it on your own poor driving skills, but the truth is, there are a lot of other factors that contribute to higher auto insurance rates. Here are a few of the top culprits:

  1. Rising repair costs - Have you noticed that everything seems to be more expensive these days? Well, that includes car repairs. As technology advances and cars become more complex, the cost of fixing them goes up, and insurance companies pass those costs on to you.
  2. More distracted drivers - It seems like everyone is glued to their phones these days, even when they're behind the wheel. More distracted drivers mean more accidents, which means more claims, which means higher rates for everyone.
  3. Extreme weather - From hurricanes to hailstorms, extreme weather events can wreak havoc on cars and cause a surge in insurance claims.

So what can you do to keep your auto insurance rates from skyrocketing? Well, for starters, you can make sure you're getting the best coverage at the best price. That's where the Geary T. Newman Agency comes in. We specialize in helping people find affordable auto insurance that meets their needs.

Whether you're a safe driver or a bit of a hot mess behind the wheel, the Geary T. Newman Agency can help you find coverage that works for you. We'll take the time to understand your unique situation and help you find the right policy to protect you and your car.

So don't let rising auto insurance rates get you down. Call the Geary T. Newman Agency today and let us help you find the coverage you need at a price you can afford. And hey, maybe if we all drive a little safer and put down our phones, we can bring those rates back down to earth.